Initializing Protection Matrix…
Secure your automotive asset with premium Vehicle Service Contracts backed by analytical insights, A-rated insurers, and a nationwide network of ASE-certified repair facilities.
Today's vehicles are rolling data centers — with advanced sensor arrays, ADAS, and complex powertrains. When a single module fails, repair costs can exceed $10,000. Our proprietary analytics aggregate real-time claims data, parts pricing, and labor rates to give you a transparent view of your financial exposure without a Vehicle Protection Plan.
Did you know? The average cost of a modern engine control module replacement is $1,800+; a full transmission rebuild averages $4,500+. With VCI, these costs are covered — not out-of-pocket.
Four distinct plans engineered to match your vehicle's technology, your driving habits, and your budget. Every plan includes 24/7 roadside assistance, rental car reimbursement, and trip interruption coverage.
Essential Core
Critical mechanical components that keep your vehicle moving.
Powertrain + Electrical
Expanded coverage including major electrical and A/C systems.
Advanced Mechanical + Electrical
Broad coverage spanning major mechanical and primary electrical systems.
Exclusionary Coverage
If a part is not explicitly excluded, it is covered. Closest to factory warranty.
ⓘ All plans include: 24/7 roadside assistance, rental car reimbursement (up to $50/day), trip interruption coverage, and nationwide repair network. Deductible options range from $0 to $500. Terms vary by state.
Efficiency engineered into every step. We handle complex authorizations and payments so you can focus on getting back on the road.
If your vehicle suffers a mechanical or electrical failure, pull over safely. Call our 24/7 roadside assistance hotline to arrange towing to the nearest certified facility. Your safety is our first priority.
Take your vehicle to any ASE-certified mechanic or licensed dealership nationwide. Present your VCI contract card and policy number. The facility will perform a diagnostic assessment and contact our claims department directly.
The repair facility diagnoses the issue and submits an estimate to our claims team. Once approved — typically within 2–4 hours — we pay the facility directly via corporate credit card. You pay only your deductible (if applicable). No out-of-pocket hassle, no reimbursement delays.
Everything you need to know before purchasing a Vehicle Service Contract.
No. Vehicle Care Insight administers Vehicle Service Contracts (often referred to as extended warranties). Automobile insurance covers collision and accident damage, whereas a VSC covers mechanical and electrical breakdowns due to normal wear and tear.
Absolutely. You have the freedom to take your vehicle to any ASE-certified mechanic or licensed repair facility within the United States or Canada, including your local dealership.
Contracts typically include a standard validation period of 30 days and 1,000 miles to ensure pre-existing conditions are not present. Review your specific contract terms for exact validation parameters.
Yes. Our Comprehensive and Ultimate plans cover hybrid and electric vehicle components including the battery pack, electric drive motor, power inverter, and onboard charger.
Standard exclusions include: routine maintenance, wear-and-tear items (brake pads, rotors, tires, wiper blades), body and paint damage, glass, convertible tops, and damage from accidents or misuse. The Ultimate plan has the fewest exclusions.
Our team of vehicle protection specialists is ready to assist you. Reach out via email for quotes, claims support, or general inquiries.
